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Unsecured LoansUnsecured loans are loans made to individuals which do not require any form of collateral since the credit quality and financial position of the individual is sufficient for the lender to extend credit without collateral. The key plus point of an unsecured loan is that you can qualify for one if you don't have a house to use as security. Unsecured loans tend to be small and more limited in size in what you can borrow. If a bank is lending over a certain amount, they will want security to keep their risk low. The credit rating of those qualifying for an unsecured loan may also have to be higher than someone applying for a secured loan - again because the lender has to keep its risk low. Mortgages, loans, unsecured loans, free mortgage advice all year round. THINK CAREFULLY BEFORE SECURING OTHER DEBTS AGAINST YOUR HOME. YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON A MORTGAGE OR ANY OTHER DEBT SECURED ON IT.
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