Mortgage Help Centre Mortgage Specialists in the UK |
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Mortgages, Remortgages, Mortgage Broker, Buy To Let, 100% MortgagesWhat is a 100% mortgage?A 100% mortgage is where the lender allows house buyers to borrow the full value of their property. This is often a popular option for those that want to get a mortgage but find it difficult to raise the money for a deposit. You can complete our simple form online to be introduced to an advisor to help you. It’s free, easy, with no obligation or credit checks. 100% mortgages are designed mainly for people who cannot afford to pay the deposit on a mortgage. 100% mortgage can be very good for certain types of people if chosen carefully and at the right time. 100 per cent mortgages have recently become hard to obtain due to the current mortgage market. But please contact us for alternative offers.With today's soaring house prices, finding a deposit for your first home can be difficult. Mortgage help centre can help you find a mortgage from the whole of the market with their mortgage broker network. If you are looking to buy a property but do not have a deposit, our Mortgage advisors may be the perfect solution.
Negative Equity The term negative equity is used to describe a property where the mortgage secured against it is higher than the value of the property. Taking a mortgage where there is no equity carries additional risks, as market conditions may deteriorate e.g. property values may fall. This will subsequently alter the loan to value on your property putting you into negative equity. Although this will not have an immediate impact, if you decide to sell your property and the value has declined, you will still owe any difference between the outstanding mortgage balance and the sale amount. 100 per cent mortgages have recently become hard to obtain due to the current mortgage market.
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