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Self Certified Mortgages

Self Certified mortgages are mortgages whereby the lender will advance money without needing proof of income.This type of mortgage is generally used for self employed clients or clients that have more than one source of income.  

Self Certified mortgages are available to both employed and self employed clients and we can also help clients with poor credit history by searching whole of the mortgage market.

If you are self employed, a company director, contract worker or freelancer it is likely that your income is minimised for tax purposes, you may also be unable to provide three years trading accounts. As a consequence it can be difficult to secure the mortgage you want.  In short, if you know you can pay a mortgage, but have difficulty proving it in the usual way, we can help through a type mortgage which does not require evidence or proof of income.

With a self certified mortgage you do not have to provide accounts, payslips or other proof of income, but instead you simply certify that you have sufficient income to service the repayments. You could qualify for up to 95% of the purchase price.

Even if you have adverse credit or previous arrears Mortgage Help Centre can help. 

Mortgage help centre offers self certified deals for taxi drivers and self employed persons in all areas of the UK. We offer our mortgage services in the following areas for example london, birmingham, newcastle, luton, bedford, scotland and manchester.