Mortgage Help Centre
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    Disclaimer

    The information contained within this web site is for use by the general public.

    Please note that telephone calls may be monitored for training purposes.
    Calls are charged at the national rate.
    Lines are open from 9am - 5:30pm Monday to Thursday and 9am- 5pm Fridays.

    Mortgage Help Centre UK endeavors to ensure that all the information contained on our web site is as accurate and up to date as possible. We remain dependent upon receiving notification of changes from product providers and therefore act in good faith when producing information on our web site.

    Mortgage Help Centre UK does not accept responsibility for any loss, whether consequential or otherwise, from errors or omissions and reserves the right to vary the published fee or commission arrangements in such circumstances, without prior notification.

    Free Valuation Disclaimer

    The free valuation applies up to £800k property value.  For properties valued over £800k, the following scale applies: £800k-free; £499 (up to £1.5m property value); £599 (up to £1.6m property value); £699 (up to £1.7m property value);  £799 (up to £1.8m property value); £899 (up to £1.9m property value);  £999 (up to £2m property value);  £1,499 (up to £2.5m property value);  £1,999 (up to £3m property value);  £2,499 (up to £3.5m property value);  £2,999 (up to £4m property value); Negotiation (up to £5m property value). These valuation charges include a non refundable £75 admin fee.

    The valuation cost is subsidised by Mortgage Help Centre UK.  If we instruct a valuation, and an approach is made to either:- (i) switch to another property; (ii) switch to a different product (unless it is transferred to another product that offers free valuation within one month of the original valuation); (iii) or the case is submitted to another packager; we will not pay towards the cost of the valuation.

    If the property is in Scotland and the applicant has already arranged their own valuation with a surveyor on the lenders panel, Mortgage Times will contribute £150 towards the cost. This will be payable to the applicant within 10 working days from completion.

    Free Legals Disclaimer

    Terms and Conditions for Free Legals:-  Fast Track Remortgage &  Free Remortgage Legals with Conditional Buildings Insurance is only available to Personal Applicants and not to Limited Companies.   

    The Free Remortgage Legal’s includes the basic cost of conveyancing and any associated VAT. It does not include any telegraphic transfer fees. It does not include any disbursements or registration fees in Northern Ireland . The whole scheme is not available in Scotland.  

    The legal firm is appointed by Mortgage Help Centre UK.  A £50 administration fee is charged if the building insurance is not arranged by Mortgage Help Centre UK. Leasehold properties are excluded from this administration charge if inappropriate.   

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